Life Management Skills Module 5+6 - Flashcards | StudyHippo.com (2022)

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Life Management Skills Module 5+6 - Flashcards | StudyHippo.com (1) Dennis Jennings

8 July 2022

question

quack

answer

a person that promotes or sells ineffective or harmful health care products or services.

question

Bandwagon

answer

persuading people to do something by letting them know others are doing it. This is the "everyone else has this product" technique. (i.e. "Be Part of the Crowd.")

question

Testimonial

answer

using the words of a famous person to persuade you to get the service or product. (i.e. "I use this shampoo, and it makes my hair beautifully manageable.")

question

Glittering Generalities

answer

a generalized statement that is exaggerated. (i.e. "Brand X contains greater whitening agents than Brand Y.)

question

Just Plain Folks

answer

there are no surprises or gimmicks because this product is for the common man. (i.e. "Just ask George.")

question

Scientific Appeal

answer

you are given the results of surveys or lab tests. (i.e. "Four out of five doctors recommend this product.") Of course they only asked five doctors and four worked for them.

question

Lemon Law

answer

a state law that says if you buy a car that has defects, including mechanical, safety, or value, that can't be repaired after repeated attempts, your car must be replaced by the manufacturer.

question

Annual Percentage Rate (APR)

answer

The amount of interest you are charged yearly

question

Compound Interest

answer

Interest calculated not only on the original principal but also on the interest already accumulated

question

The three C's (character, collateral, and capacity)

(Video) Introduction and the Syllabus

answer

The rating credit companies use to see if you are a good credit risk

question

Debit Cards

answer

used in place of writing checks. The amount you spend using this card will be deducted from your checking account.

question

Difference Between Debit and Credit

answer

Debit cards can be used as either a debit card or credit card. Credit cards can only be used as a credit card. Debit cards do not carry a line of credit. The purchases made with a debit card can not exceed the amount of money a person has in their bank account. This is the main difference between a credit and debit card.

question

Net Income

answer

This is the income you receive after all the deductions have been taken from your paycheck.

question

The FDIC insures all bank accounts up to:

answer

$250,000

question

Deposit

answer

Any amount of money that is added to your account

question

FICA

answer

This abbreviation represents social security payments taken on a paycheck.

question

The Truth in Savings Act requires banks to:

answer

disclose the annual percentage yield on your account

answer

A financial account that allows you to withdraw and deposit money using a check, debit card or ATM card

question

Ammonia + Bleach

answer

can produce dangerous chemical fumes

question

Recyclable plastic products will have the following code molded into the bottom:

answer

Letter C

question

Corrosives

answer

Products that eat away at other materials

question

(Video) EverFi Module 5: Credit and Debit Cards Guide

White Vinegar

answer

an alternative cleaning product that helps cut grease

question

Three R's

answer

Reduce Reuse Recycle

question

Aluminum

answer

100% Recyclable

question

Stress reduction

answer

Learn to relax, be realistic, get a good night's sleep, treat your body well, solve the little problems

question

Time Management

answer

Finish one task before starting another, avoid interruptions, manage your energy

question

Steps for Decision Making

answer

1. Identify the decision 2. List all possible options 3. Evaluate each option 4. Choose the best option 5. Act on your decision 6. Evaluate your outcomes

question

Signs, myths, and prevention of suicide

answer

SIGNS Teen depression Suicide threats, direct and indirect Dramatic change in personality or appearance Irrational, bizarre behavior MYTHS Talking to someone about suicide may give him or her the idea. Anyone who tries to kill him or herself is irrational or insane. People who talk about suicide don't usually do it, they just want attention. PREVENTION Suicide hotline, telling a friend/parent/teacher,

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question

quack

answer

a person that promotes or sells ineffective or harmful health care products or services.

question

Bandwagon

answer

persuading people to do something by letting them know others are doing it. This is the "everyone else has this product" technique. (i.e. "Be Part of the Crowd.")

question

Testimonial

answer

using the words of a famous person to persuade you to get the service or product. (i.e. "I use this shampoo, and it makes my hair beautifully manageable.")

question

Glittering Generalities

answer

a generalized statement that is exaggerated. (i.e. "Brand X contains greater whitening agents than Brand Y.)

question

(Video) How to create a PRODUCTIVE STUDY SCHEDULE | *time management tips for students*

Just Plain Folks

answer

there are no surprises or gimmicks because this product is for the common man. (i.e. "Just ask George.")

question

Scientific Appeal

answer

you are given the results of surveys or lab tests. (i.e. "Four out of five doctors recommend this product.") Of course they only asked five doctors and four worked for them.

question

Lemon Law

answer

a state law that says if you buy a car that has defects, including mechanical, safety, or value, that can't be repaired after repeated attempts, your car must be replaced by the manufacturer.

question

Annual Percentage Rate (APR)

answer

The amount of interest you are charged yearly

answer

Interest calculated not only on the original principal but also on the interest already accumulated

question

The three C's (character, collateral, and capacity)

answer

The rating credit companies use to see if you are a good credit risk

question

Debit Cards

answer

used in place of writing checks. The amount you spend using this card will be deducted from your checking account.

question

Difference Between Debit and Credit

answer

Debit cards can be used as either a debit card or credit card. Credit cards can only be used as a credit card. Debit cards do not carry a line of credit. The purchases made with a debit card can not exceed the amount of money a person has in their bank account. This is the main difference between a credit and debit card.

question

Net Income

answer

This is the income you receive after all the deductions have been taken from your paycheck.

question

The FDIC insures all bank accounts up to:

answer

$250,000

question

Deposit

answer

Any amount of money that is added to your account

question

FICA

answer

This abbreviation represents social security payments taken on a paycheck.

question

The Truth in Savings Act requires banks to:

(Video) Professional Education Test Study Flash Cards

answer

disclose the annual percentage yield on your account

question

Checking Account

answer

A financial account that allows you to withdraw and deposit money using a check, debit card or ATM card

question

Ammonia + Bleach

answer

can produce dangerous chemical fumes

question

Recyclable plastic products will have the following code molded into the bottom:

answer

Letter C

question

Corrosives

answer

Products that eat away at other materials

question

White Vinegar

answer

an alternative cleaning product that helps cut grease

question

Three R's

answer

Reduce Reuse Recycle

question

Aluminum

answer

100% Recyclable

question

Stress reduction

answer

Learn to relax, be realistic, get a good night's sleep, treat your body well, solve the little problems

question

Time Management

answer

Finish one task before starting another, avoid interruptions, manage your energy

question

Steps for Decision Making

answer

1. Identify the decision 2. List all possible options 3. Evaluate each option 4. Choose the best option 5. Act on your decision 6. Evaluate your outcomes

question

Signs, myths, and prevention of suicide

answer

SIGNS Teen depression Suicide threats, direct and indirect Dramatic change in personality or appearance Irrational, bizarre behavior MYTHS Talking to someone about suicide may give him or her the idea. Anyone who tries to kill him or herself is irrational or insane. People who talk about suicide don't usually do it, they just want attention. PREVENTION Suicide hotline, telling a friend/parent/teacher,

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